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Future Invest

 

FutureInvest is an investment cum insurance Policy which helps to save for future needs like:

  • RetirementPlanning: Helps in planning to accumulate a portion of savings over a period of time and the corpus amount is made available to the Policyholder at maturity for purchasing an immediate annuity plan.
  • Child Education: Aims at providing financial support for expenses related to children like education, marriage etc.
  • Wealth Creation: Helps in accumulating wealth over time which will help the Policyholder beat the rising costs by offering return on investment.
  • Health Solutions: Keeping in mind the rising medical expenses, this Policy allows the Policyholder to claim for health related expenses. It also takes care of the Policyholders health insurance charges.
Eligibility for cover
  • Minimum age at entry: New born
  • Maximum age at entry: 84 years
  • Maturity age : 101 years
  • Minimum Sum Assured : USD 5,000 (Primary Life)
  • Maximum Sum Assured : USD 5 Million (Primary Life)
  • Joint life Cover Sum Assured : Primary Life as per above Limits; Secondary Life fixed at 25% of Primary Life
Key Features & Benefits
  • 2 Premium Payment options available:
    • Equal to Plan Term
    • Limited Payment Options are available for 3, 5, 7 years and above
  • Feature of Individual and Joint life coverage available (Permitted secondary life relations in Joint Life: spouse, mother, father, son, daughter, grand-father, grand-daughter, sister, brother)
  • Choice of payment frequencies: Monthly, Quarterly, Half Yearly or Annual
  • Policy currency available: AED & USD only
  • Worldwide coverage
  • Maturity Benefit - 100% Fund Value at Maturity + Free extended Death Benefit + Free extended Critical Illness Benefit (if originally opted) + FREE extended Hospital Cash Benefit (if originally opted)
  • Death Benefit - This benefit is payable in case of death due to any cause up to the sum covered - Option A or B
    • Option A (Inclusive) - Sum Assured or value of units (whichever is higher)
    • Option B (Exclusive) - Sum Assured plus value of units
Riders
In Built Rider:
  • Passive war Risk: Death Benefit is extended to include Passive War Risks free of cost Accidental Death Benefit: On death of the Life Assured due to an accident, the Beneficiary will receive an additional Sum Assured

Click here  for Optional Benefits