Orient has been rated ‘A Excellent’ by A M Best and ‘A’ by Standard & Poor’s. The only company in the Middle East that carries such a high combined rating Live healthy, live happy Plan ahead to stay ahead Live today with an eye on tomorrow

LifeShield (Savings Plan)

  • LifeShield is a tailor made endowment plan that allows you the dual benefit of financial protection against unforeseen events and full sum assured on survival at the maturity of the term.
  • In the event of death of the policy holder during the policy term, the sum assured will be paid to the nominated beneficiary by Orient Insurance PJSC.
Optional Benefits You also have an option of selecting the below additional benefits at a nominal additional premium:
  • Accidental Death Benefit: The nominated beneficiary will receive double the Sum Assured only if Accidental Death Benefit Sum Assured is equal to Basic Sum Assured
  • Permanent Total Disability (Accident & Sickness): The policy holder/ the nominated beneficiary will receive the Sum Assured subject to a maximum Sum Assured of Permanent Total Disability
  • Permanent Partial Disability: The policy holder/ the nominated beneficiary will receive Sum Assured subject to a maximum Sum Assured of Permanent Partial Disability
  • Passive War Risk: The nominated beneficiary will receive the Sum Assured value due to an unfortunate death of the Policy holder in case a passive war is declared, subject to a maximum sum assured of Passive War Risk.
  • Waiver of premium: All the future premiums will be paid by Orient Insurance PJSC in the event of establishment of death or Permanent Total Disability of the Life Assured

     Advantages for you

  • Anywhere, anytime! Worldwide coverage with benefits payable in any country
  • The policy can be owned by an individual only
  • Option to take multiple policies
  • Choice of Policy terms: 5 to 30 years
  • Choice of payment frequencies: Monthly, Quarterly, Half Yearly or Annual
  • Policy currency available: AED & USD only
  • Payment modes: Credit Card, or Cheque
  • Hassle free Medical underwriting
  • Third-party payments allowed
  • Reinstatement is possible within 24 months without any penalty
  • Early withdrawals allowed after the 2nd policy year


  • Valid UAE/ GCC Visa
  • Minimum Age at Entry: 18 Years
  • Maximum Age at Entry: 65 Years
  • Maximum Age at Maturity: 70 Years